Paycare reports surplus as lower claims improve underwriting performance

Paycare reported an annual surplus in 2025 as lower claims improved underwriting performance and investment returns strengthened. The health cash plan provider posted a post-tax surplus of £ 134,000 for the year ended 31 December 2025, compared with a deficit of £ 254,000 a year earlier. Gross premium income rose 2.1% to £6.9m, while claims…